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                                              '''When Should I Not Have To Pay Care Home Fees For My Parents?'''
:Please write to us at wm-in [at] wikimedia [dot] org.  Thanks. --[[User:Sir Nicholas de Mimsy-Porpington|Nearly Headless Nick]] 16:39, 19 November 2010 (EST)
 
:: Check [[Donations]] page for more details.Arjunaraoc 11:43, 15 June 2011 (CEST)
 
  
== Events Archive ==
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If one or both of your parents are moving into a care home, you will probably have mixed emotions. On the one hand, you will feel assured that they will receive around the clock care, rather than be left at home on their own. But on the other hand, you may be very worried about the fees involved. Indeed, care homes can be very expensive, and the children of residents are often left to foot the bill.
 
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So if your parents are going into a care home, what fees are you likely to face, and is there any chance you will not have to pay?
How do I move events to the Events Archive? [[User:Gkjohn|Gautam John]] 21:26, 23 February 2011 (EST)
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The answer will depend almost entirely on the results of a financial assessment. Your local authority will look at your parents' income (including pensions and benefits) and capital (including savings, investments and the value of property) to decide whether they are required to pay fees. Currently, if you live in England and the total is:
 
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ï,§ More than 23,250 pounds, your parents will be asked to pay the entire fee.
:Hi Gautam,  
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ï,§ Between 14,250 and 23,250 pounds, your parents will be asked to pay One pounds for every 250 pounds of capital between these two figures;
 
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ï,§ Less 14,250 pounds,your parents will receive the maximum financial support from your local authority. Your parents will still be required to contribute their pension, minus 23.50 pounds per week which is safeguarded.
:1. Open the event archive in a new tab by right clicking on the tab (choosing the load in new tab option) (works in Firefox & Chrome browsers). Press edit tab to get the editing window for that page.
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However, this could all be set to change, as the Government recently announced plans to increase the threshold from 23,250 to 123,000 pounds. It also intends to cap what people have to spend on fees at 75,000 pounds by 2017.
:2. Open the main page in another tab, press the edit button to get the edit window showing main page text.
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Either way, if your parents have few savings, it is possible they will be exempt from paying their care home fees. This will also be true if they are eligible for NHS continuing healthcare, whereby the NHS will cover the cost of care home fees. It is intended for people who require on-going care outside of hospital - for example, those who have a complex medical condition that requires considerable care and support, need specialised nursing support or have a terminal health condition. If you believe your parents may be eligible, you need to ask a medical professional to carry out an assessment.
:3. Cut material from main page and add to events archive page.
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If you are not sure whether you need to pay care home fees for your parents, or you need financial [http://www.carefeesplanning.co.uk/care-home-fees advice as to how to afford care] home fees, get in touch with a legal expert. A solicitor who specialises in this area of the law will be able to clarify your position, helping you understand how much you need to pay, what support is available, and what your [http://www.carefeesplanning.co.uk/nursing-home-cost funding options involve]. You need to be sure you are receiving the right quality advice to ensure you are protected for the future.
:4. Save both pages giving a suitable edit summary.
 
 
 
:Hope this helps, [[User:AshLin|AshLin]] 22:32, 23 February 2011 (EST)
 
 
 
:: Thanks much AshLin! That was painless. :) I hope I have done it right. [[User:Gkjohn|Gautam John]] 23:57, 23 February 2011 (EST)
 

Revision as of 13:55, 21 June 2013

                                             When Should I Not Have To Pay Care Home Fees For My Parents?

If one or both of your parents are moving into a care home, you will probably have mixed emotions. On the one hand, you will feel assured that they will receive around the clock care, rather than be left at home on their own. But on the other hand, you may be very worried about the fees involved. Indeed, care homes can be very expensive, and the children of residents are often left to foot the bill. So if your parents are going into a care home, what fees are you likely to face, and is there any chance you will not have to pay? The answer will depend almost entirely on the results of a financial assessment. Your local authority will look at your parents' income (including pensions and benefits) and capital (including savings, investments and the value of property) to decide whether they are required to pay fees. Currently, if you live in England and the total is: ï,§ More than 23,250 pounds, your parents will be asked to pay the entire fee. ï,§ Between 14,250 and 23,250 pounds, your parents will be asked to pay One pounds for every 250 pounds of capital between these two figures; ï,§ Less 14,250 pounds,your parents will receive the maximum financial support from your local authority. Your parents will still be required to contribute their pension, minus 23.50 pounds per week which is safeguarded. However, this could all be set to change, as the Government recently announced plans to increase the threshold from 23,250 to 123,000 pounds. It also intends to cap what people have to spend on fees at 75,000 pounds by 2017. Either way, if your parents have few savings, it is possible they will be exempt from paying their care home fees. This will also be true if they are eligible for NHS continuing healthcare, whereby the NHS will cover the cost of care home fees. It is intended for people who require on-going care outside of hospital - for example, those who have a complex medical condition that requires considerable care and support, need specialised nursing support or have a terminal health condition. If you believe your parents may be eligible, you need to ask a medical professional to carry out an assessment. If you are not sure whether you need to pay care home fees for your parents, or you need financial advice as to how to afford care home fees, get in touch with a legal expert. A solicitor who specialises in this area of the law will be able to clarify your position, helping you understand how much you need to pay, what support is available, and what your funding options involve. You need to be sure you are receiving the right quality advice to ensure you are protected for the future.